When a worker is injured or becomes ill because of their job, they may be entitled to workers’ compensation benefits. These benefits provide financial support to the worker while they heal.
There is a process they must follow in Missouri to apply for benefits.
Workers’ compensation process overview
Before applying for benefits, it is important for the worker to notify their employer about their work-related injury or illness as soon as possible. They may also need to obtain necessary medical treatment from a healthcare provider chosen by their employer.
There are several forms the worker and their employer must complete and they must be filed with the Missouri Division of Workers’ Compensation. Once the claim is filed, the Missouri Division of Workers’ Compensation will investigate the claim.
They will review medical records, interview witnesses and review all of the evidence submitted to determine whether the claim is valid and whether the worker is entitled to benefits.
Benefits
If the workers’ compensation claim is approved, the worker may be eligible for various benefits. These may include payments for medical expenses, disability benefits, compensation for lost wages and rehabilitation coverage, if applicable.
There are some common injuries that may qualify for benefits. These include accidental injuries that result in sprains, strains, cuts and injuries from falls, exposure to toxic substances and illnesses that develop over time like respiratory conditions and repetitive stress injuries.
These are only some examples of injuries that may qualify. There is support for workers who need help navigating the workers’ compensation benefits process.